42 computer, information technology and communications services, namely, design, development, integration, operation, management and implementation for others of an electronic direct access banking platform computer network and associated software and on-line tools, including related computer and communications infrastructure, networks and systems; design, development and implementation for others of computer and communications software used to process, organize, display and access data to facilitate financial transactions; consultation services regarding computerized management information systems and computer technology, including process workflow design and real-time decision support systems; automated system to organize, store and retrieve data regarding customers, suppliers, products, services and related information of a financial institution