36 BANKING AND FINANCIAL SERVICES; NAMELY, BANKING AND CREDIT, DEBIT AND STORED VALUE CARD SERVICES; ELECTRONIC TRANSACTION SERVICES, NAMELY, ELECTRONIC CASH TRANSACTIONS, ELECTRONIC CREDIT CARD TRANSACTIONS, ELECTRONIC DEBIT TRANSACTIONS, AND ELECTRONIC STORED VALUE CARD TRANSACTIONS; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; BROKERAGE SERVICES IN THE FIELDS OF INSURANCE, INVESTMENTS, MORTGAGES, MUTUAL FUNDS, SECURITIES AND STOCKS; INSURANCE CONSULTATION; INVESTMENT ADVICE AND CONSULTATION; FUNDS INVESTMENT; MUTUAL FUNDS INVESTMENT; PERSONAL FINANCIAL MANAGEMENT AND PLANNING; LOAN FINANCING AND FINANCING SERVICES; CASH MANAGEMENT; AND CURRENCY EXCHANGE AND ADVICE, ALL ACCOMPLISHED IN FACE-TO-FACE TRANSACTIONS AND VIA A GLOBAL COMPUTER INFORMATION NETWORK