36 BANKING, CREDIT CARD SERVICES; INVESTMENT ADVICE, BROKERAGE, CONSULTATION AND MANAGEMENT; INSURANCE ADMINISTRATION, BROKERAGE AND CONSULTATION; INSURANCE UNDERWRITING IN THE FIELDS OF ACCIDENT, FIRE, HEALTH AND LIFE; FINANCIAL SERVICES RELATING TO ORGANIZATION, OPERATION AND SUPERVISION OF SCHEMES WHEREIN CUSTOMERS RECEIVE INCENTIVES AND REWARDS FOR USING THE SERVICES OF DESIGNATED COMPANIES OR ORGANIZATIONS OR PURCHASING THE GOODS OF DESIGNATED COMPANIES OR ORGANIZATIONS; INFORMATION, ADVICE AND BUSINESS ASSISTANCE, ALL RELATING TO THE AFORESAID SERVICES