41 EDUCATIONAL SERVICES, NAMELY INDlVlDUAL AND GROUP INSTRUCTIONS, SEMINARS, CLASSES, WORKSHOPS, TRAINING AND INSTRUCTlONAL PROCESS OFFERING PEOPLE AN APPROACH TO SELF-MANAGEMENT THROUGH MASTERING THE SKILLS OF BEING ORGANIZED, NAMELY, EFFECTlVE, PRODUCTIVE, STREAMLINED MANAGEMENT OF ONE'S TIME AND ACTIVITIES WHlLE ACHIEVlNG ONE'S GOALS