36 FINANCIAL SERVICES FOR INDEPENDENT CONTRACTORS, NAMELY, PROVIDING CONSTRUCTION FINANCING AND LOT FINANCING FOR INDEPENDENT RESIDENTIAL CONTRACTORS, MARKETED IN CONJUNCTION WITH DEALERS OF CONSTRUCTION MATERIALS, FEATURING ON-LINE DEALER AND CONTRACTOR REGISTRATIONS AND CERTIFICATION, ONLINE LOAN APPLICATIONS, AND SERVICING ACCOUNT WITHDRAWAL REQUESTS, ALL CONDUCTED VIA A WORLDWIDE COMPUTER NETWORK; FINANCIAL SERVICES, NAMELY, PROVIDING ON-LINE FINANCING SERVICES BETWEEN BUILDING MATERIALS SUPPLIERS AND BUILDING CONTRACTORS TO ENABLE THE FLOW OF FUNDS AND BUILDING MATERIALS IN SUPPORT OF FINANCED BUILDING PROJECTS; AND ELECTRONIC FUNDS DISBURSEMENT