42 Market research and market analysis; consultancy in the field of organization and economics, setting up programmes for data processing; services and consultancy for banks and insurance companies, namely consultancy in the fields of organization, system-technology and economics for financial services providers, setting up programmes for data processing, for drafting and administering contracts, in particular for insurance companies and banks, setting up programmes for data processing in the fields of insurance, bank, rendering and tariff systems, maintenance and support of the aforementioned programmes