9 Apparatus for transmitting data, images and sounds, namely blank magnetic data carriers, audio cassettes, audio tapes, and video tapes; encoders; data processing apparatus and equipment namely blank magnetic data carriers, computer software used for data based management, spreadsheets and word processing; data processors and optical scanners; blank floppy disks for computers; pre-recorded diskettes, compact disks, audio and video tapes featuring information in connection with financial services; encoded magnetic charge cards, credit cards and debit cards for use in relation to the electronic transfer of funds and for processing financial and investment transactions; encoded electronic chip cards (smart cards) containing programming used for banking, investment, insurance and financial transactions; encoded integrated circuit cards (smart cards) containing programming used in financial and investment services; encoded smart cards containing programming used in financial transactions; teaching and audio visual teaching apparatus, for banking, investment, insurance and financial services; central processing units; holograms