9 The KAMA 'AINA CARD is an encoded, electronic chip card [namely a smart card] containing programming used to facilitate and secure the storage, retrieval, and exchange of consumer and vendor information within the setting of commercial transactions; the KAMA 'AINA CARD is an encoded, integrated circuit card [namely a smart card] used to facilitate and secure the storage, retrieval, and exchange of consumer and vendor information within the setting of commercial transactions; the KAMA 'AINA CARD is a blank, electronic chip card used to facilitate information transactions; and the KAMA 'AINA CARD is a blank integrated circuit card used to facilitate information transactions