9 ELECTRIC, ELECTRONIC AND DIGITAL PRE-PAY APPARATUS, CASH REGISTERS, COMPUTERS, SMART CARD PROCESSING APPARATUS AND INSTRUMENTS, NAMELY, CODED MAGNETIC CARDS, COMPUTER SYSTEMS, SMART CARD OPERATION AND MAGNETIC CARDS, APPARATUS AND INSTRUMENTS FOR REMOTE PROCESSING AND REMOTE COMPUTING, MAGNETIC CODED CARD READERS AND SMART CARDS READER, ENCODED ELECTRONIC CHIP CARDS CONTAINING PROGRAMMING USED TO PAY, TO CREDIT AND DEBIT POINTS, COMPUTER PROGRAMS FOR CREDITING AND DEBITING POINTS