9 MAGNETIC DATA CARRIERS, NAMELY, MAGNETICALLY ENCODED DEBIT CARDS AND CREDIT CARDS; COMPUTER PROGRAMS FOR USE IN DATABASE MANAGEMENT IN THE FIELD OF BANKING, PERSONAL AND BUSINESS FINANCE, BUSINESS MANAGEMENT, ACCOUNTING, INSURANCE, REAL ESTATE, LEGAL SERVICES, AND COMPUTER PROGRAMS FOR PROVIDING ELECTRONIC BANKING, INSURANCE SERVICES, PERSONAL AND BUSINESS FINANCE SERVICES, REAL ESTATE SERVICES, COMPUTER PROGRAMMING AND MAINTENANCE, ON A GLOBAL COMPUTER NETWORK