9 PRERECORDED COMPUTER SOFTWARE AND INSTRUCTIONS MANUALS SOLD AS A UNIT FOR SELF-IMPROVEMENT COURSES, EDUCATION, AND COUNSELING INDIVIDUALS IN CONNECTION WITH THEIR PERSONAL FINANCES AND INVESTMENTS; ELECTRONIC WORKBOOKS IN THE NATURE OF MULTIMEDIA SOFTWARE RECORDED ON CD-ROM FEATURING ELECTRONIC WORKBOOKS FOR SELF-IMPROVEMENT COURSES, EDUCATION, AND COUNSELING INDIVIDUALS IN CONNECTION WITH THEIR PERSONAL FINANCE AND INVESTMENTS