36 employee stock plan administration services, namely, providing information in the field of employee stock plans and individual grant award information and electronic stock plan-related transactions, provided via an interactive voice response telephone system and via a web site on a global computer network; employee sock plan-related consulting services, namely providing information regarding employee stock option plans, stock transactions and other corporate securities-related transactions, financial services, namely, stock brokerage services, credit card services, loan financing, mortgage lending and mortgage brokerage services, bill payment services, electronic transfers of funds on behalf of others, insurance brokerage services and providing information in the fields of investment and finance over computer networks and global communications networks