36 RENDERING OF FINANCIAL SERVICES, SAVINGS CAPTATION; PAYMENT AND COLLECTION OF MONEY; ESTABLISHMENT OF FUNDS; CAPITAL INVESTMENTS; QUARRELS AND RAFFLES; LOANS (FINANCES); LOANING OF GUARANTEES; LOANING ON SECURITY, SERVICES OF FINANCING OF PERSONAL PROPERTY AND REAL ESTATE, IN CASH OR IN CREDIT; LEASE OF REAL ESTATE, COLLECTION OF RENTS; LEASING ON CREDIT