35 BUSINESS PLANNING, MARKETING AND PROMOTIONAL SERVICES IN THE FIELDS OF HEALTH CARE, HEALTH INSURANCE, DISABILITY INSURANCE, BANKING AND CREDIT SERVICES; TELEMARKETING SERVICE BUREAU; INBOUND AND OUTBOUND TELEMARKETING OF HEALTH CARE, HEALTH INSURANCE, DISABILITY INSURANCE, BANKING AND CREDIT SERVICES RENDERED BY OTHERS; REFERRAL SERVICES FOR HEALTH CARE, HEALTH INSURANCE, DISABILITY INSURANCE, BANKING AND CREDIT SERVICES RENDERED BY OTHERS; MARKETING, PROMOTION AND EDUCATIONAL SERVICES OFFERED VIA A WORLDWIDE COMPUTER NETWORK IN THE FIELDS OF HEALTH CARE, HEALTH INSURANCE, DISABILITY INSURANCE, BANKING AND CREDIT SERVICES; CONSULTING SERVICES IN THE FIELDS OF ADVERTISING, MARKETING, MERCHANDISING AND PROMOTING HEALTH CARE, HEALTH INSURANCE, DISABILITY INSURANCE, BANKING AND CREDIT SERVICES; CONSULTING SERVICES IN THE FIELDS OF HEALTH CARE, HEALTH INSURANCE, DISABILITY INSURANCE, BANKING AND CREDIT SERVICES