36 INSURANCE UNDERWRITING IN THE FIELDS OF REAL ESTATE, CIVIL LIABILITY, LIFE, HEALTH, UNEMPLOYMENT, LUGGAGE, CAR, CREDIT FIRE AND THEFT; FINANCIAL SERVICES IN THE NATURE OF INVESTMENT SECURITY; MONETARY EXCHANGE; SAVINGS BANK SERVICES; ISSUING OF TRAVELER CHECKS AND LETTERS OF CREDIT; FINANCIAL ANALYSIS AND CONSULTATION, NAMELY, STUDIES OF BALANCE SHEETS, FINANCIAL STUDIES AND PROVIDING FINANCIAL ESTIMATES