41 educational services, namely, training programs/seminars aimed at young adults in the fields of school to work transition and "work readiness" skills, consumer skills, team work skills, problem solving skills, risk management skills, driving skills, entrepreneurship skills in the areas of business transactions and participation in partnerships; financial management skills for the debtor, the saver and the investor; aesthetics skills in the areas of beauty, arts, etiquette and culture; and citizenship skills; and providing a web-site of information pertaining to these same fields