36 insurance and financial services, namely, providing online health insurance claim adjudication, eligibility and benefit determination at the point of service; third party insurance claims paying services; underwriting manager for and marketing of stop-loss insurance; underwriting manager for physician and hospital excess loss of risk insurance, HMO reinsurance and managed care medical reinsurance; marketing of physician and hospital excess loss of risk insurance, HMO reinsurance and managed care medical reinsurance; reinsurance brokerage intermediary for life, accident, property and casualty insurers; providing consulting services for employee benefits and firm brokerage; developing and managing physician/hospital networks supported by providing credentialing, claims repricing and utilization management software