9 software and software packages for data integration and/or data consolidation, namely, for integration and/or consolidation of data to provide determined information about an entity and about which data already exists at different locations and/or in different forms in computer readable format, and/or for rendering said data into a common format, in the fields of tele-communications, banking, insurance, government operation and administration, health and social services, and defense; and computer programs for consolidation of data which data already exists at different forms in computer readable format and for rendering said data into a common readable format