9 computer software for use by financial institutions, namely, computer software for use in financial transactions, processing deposits and loans, managing charge, debit card and ATM transactions, processing on-line loan applications, and performing telephonic data response; computer programs for use by customers of financial institutions in financial transactions; computer software for use in maintaining integrated general ledgers and customer information files, database management, accounting and financial functions, word processing, report generation, budget processing and spreadsheets, plotting and graphics; user manuals supplied with the foregoing