36 instituting, administering and marketing a purchasing/savings program consisting of goods, services, and contributions provided by participating vendors to member-purchasers, in association with an escrow agent to receive the member-purchasers' contributions, and a future benefit guarantor such as an insurance company providing retirement products such as annuity contracts, to certain of the member-purchasers who choose to transfer their contributions to a retirement product
Trademark: 74166543
