35 medical care and medical cost management services for determining insurance disability benefits; namely, determining the availability of Social Security benefits for disabled workers, chiropractic and psychiatric utilization review services, hospital pre-admission, continued stay, discharge planning review services, arranging for medical second opinions, hospital bill auditing services, medical bill review services, diagnostic related group validation services, monitoring of the need for outpatient surgery and determining proper utilization and pricing of outpatient servies, health data analysis services; medical referral services