35 COMMERCIAL INFORMATION AGENCY SERVICES FOR BUSINESSES IN THE AREAS OF REAL ESTATE, PROPERTY VALUATIONS, PRE-EMPLOYMENT SCREENING, ENERGY UTILIZATION, MOTOR VEHICLE REPORTS, CONSUMER MARKETING, CREDIT INFORMATION, AND LIFE, HEALTH, PROPERTY AND CASUALTY INSURANCE; MARKETING SERVICES; NAMELY, MARKET RESEARCH, MARKET DATA ANALYSIS, CONSULTING SERVICES IN THE AREA OF MARKETING PROGRAMS, CONDUCTING AND ANALYZING SURVEY RESEARCH, PROVIDING MAILING LISTS, AND DIRECT MAIL ADVERTISING SERVICES; TARGET MARKETING SERVICES; NAMELY, PROVIDING DEMOGRAPHIC, SOCIOECONOMIC AND FINANCIAL INFORMATION FOR TARGET MARKETING PURPOSES, AND MARKET ANALYSIS; DATA PROCESSING SERVICES IN THE FIELD OF ACCOUNT BILLING, MONITORING AND COLLECTING; AND BUSINESS MANAGEMENT SERVICES; NAMELY, ACCOUNT BILLING, MONITORING AND COLLECTING