36 INSURANCE AGENCY SERVICES-NAMELY, UNDERWRITING AND SELLING AUTOMOBILE LIABILITY INSURANCE, AUTOMOBILE PHYSICAL DAMAGE INSURANCE, AUTOMOBILE DISABILITY INCOME INSURANCE, AUTOMOBILE MEDICAL COVERAGE INSURANCE, AUTOMOBILE LIFE INSURANCE (ACCIDENTAL DEATH BENEFITS), WORKMEN'S COMPENSATION INSURANCE, EMPLOYER'S LIABILITY INSURANCE, FARMER'S GENERAL LIABILITY INSURANCE, FARMER'S COMPREHENSIVE LIABILITY INSURANCE AND REINSURANCE