PROVIDING ALL FORMS OF INSURANCE PROTECTION AND SERVICES INCIDENTAL THERETO, INCLUDING LIFE, HEALTH, ANNUITIES, PENSION AND PROFIT SHARING FUNDS, PROPERTY AND CASUALTY AND REINSURANCE; ALSO INDEPENDENT ADMINISTRATIVE SERVICES OF THE TYPE PERFORMED IN THE NORMAL CONDUCT OF ITS INSURANCE OR ANNUITY OPERATIONS INCLUDING CONSULTIVE, ACTUARIAL, DATA PROCESSING, ACCOUNTING AND CLAIMS SERVICES; CORPORATION FINANCING AND MORTGAGE LENDING SERVICES; AND INVESTMENT SERVICES INCLUDING THE PURCHASE AND SALE OF REAL ESTATE AND SECURITIES IN CONNECTION WITH FUND MANAGEMENT; ALL OF WHICH ARE ENGAGED IN BY THE APPLICANT DIRECTLY OR THROUGH SUBSIDIARIES