INSURANCE SERVICES, INCLUDING, DISPENSING INFORMATION AND ADVICE TO MEMBERS REGARDING CASUALTY, LIABILITY AND LIFE INSURANCE, AND ARRANGING FAMILY INSURANCE PLANS; FINANCIAL SERVICES, INCLUDING, DISPENSING INFORMATION AND ADVICE TO MEMBERS REGARDING RETIREMENT AND SAVINGS PLANS, COUNSELLING MEMBERS ON FAMILY BUDGET PLANS, ACCEPTING MONEY FROM MEMBERS FOR DEPOSIT, PAYMENT OF DEBTS AND OTHER FINANCIAL OBLIGATIONS OF MEMBERS, AND MAKING LOANS TO MEMBERS