CONTRACT SERVICES TO MERCHANTS, BANKS, OTHER COMMERCIAL ESTABLISHMENTS, AND LAW ENFORCEMENT AGENCIES IN THE GIVING OF WARNINGS BY TELEPHONE, MAIL, PERSONALLY, OR OTHERWISE OF BAD CHECKS, IN PROVIDING STORE DETECTIVE SERVICES, IN PROVIDING IDENTITY CARDS AND BULLETINS CONTAINING INFORMATION USEFUL FOR DETERMINING WHETHER PARTICULAR CHECKS SHOULD BE CASHED, IN PROVIDING CREDIT INFORMATION, AND IN MAKING COLLECTIONS ON BAD CHECKS