BANKING SERVICES-NAMELY, CHECKING AND SAVINGS ACCOUNTS, MAKING OF LOANS, ISSUANCE OF FOREIGN AND DOMESTIC LETTERS OF CREDIT, FINANCING OF EXPORTS AND IMPORTS FROM AND INTO THIS COUNTRY AND SHIPMENTS OF MERCHANDISE BETWEEN FOREIGN COUNTRIES, COLLECTION OF FOREIGN DRAFTS, PURCHASE AND SALE OF FOREIGN EXCHANGE ON A COMMISSION BASIS, APPLIANCE FINANCING, ISSUANCE OF MONEY ORDER, CASHIER'S AND TRAVELERS' CHECKS, MANAGEMENT OF PROPERTY, INCLUDING TRUSTS, CONSERVATORSHIPS AND GUARDIANSHIPS, ACTING AS TRANSFER AGENT AND REGISTRAR OF SECURITIES OF CORPORATIONS, COLLECTION OF BONDS, COUPONS AND DRAFTS, AND TELEGRAPHIC TRANSFER OF FUNDS