42 Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Application service provider featuring application programming interface (API) software; Providing temporary use of on-line non-downloadable software for use in booking, scheduling and managing appointments, and for performing electronic transactions, designed for use by barbershops; Software as a service (SAAS) services featuring software for use in booking, scheduling and managing appointments, and for performing electronic transactions, designed for use by barbershops