36 Issuing of debit cards; provision and financial administration of a debit card savings program; financial administration of lifestyle spending accounts; providing information in the field of employee financial benefit plans and administration of employee financial benefit plans for clients via the Internet; administration of employee benefit plans concerning lifestyle spending accounts
35 Conducting employee incentive award programs to promote employee wellness
42 Providing a web site featuring technology that enables companies and organizations to administer and manage employee incentive award programs and to promote employee productivity, performance, recognition and morale