42 Providing online non-downloadable software for centralized and decentralized processing solutions, namely, software for managing accounts receivable, accounts payable, credit and collections, expense reporting, procurement, asset tracking, remittance, and capital and non-capital expenditures in the field of B2B Commerce/ financial or procurement process automation; Design and development of computer software for managing accounts receivable, accounts payable, credit and collections for centralized processing solutions; software as a service (saas) featuring computer software platforms for business-to-business accounts receivable (ar), accounts payable (ap) and procurement process automation and solutions; software as a service (saas) featuring business-to-business digital communication of invoices, receipts, multi-format electronic advance shipment notices, direct enterprise resource planning integration and automated business rule application for electronic documents and related services; Financial payment process automation, namely, design and development of centralized processing solutions comprising computer software for managing accounts receivable, accounts payable, procurement records, credit and collections, expense reporting, asset tracking, remittance, and capital and non-capital expenditures.