36 financial advice and consultancy services in the field of everyday personal finance and loans, namely, personal, small business, student and auto loans via a global computer network; mortgage banking and lending services; financial services, namely, investment brokerage services, financial planning services in the field of securities and brokerage; advisory services relating to credit and debt control, investment, grants and financing of loans; credit consultation; credit inquiry and consultation; issuing of credit cards; debt consolidation services; debt counseling services; insurance services, namely, underwriting, issuance and administration of life, health, accident and fire insurance